CIBIL Score & Credit Repair
Fix Your CIBIL Score.
Get Bigger Card Limits.
Your Score Now
With Our Help
A better CIBIL score means higher credit card limits — and that means more cash you can get on your credit card whenever you need it. Our expert team takes you from Poor to Excellent, systematically.
Poor
300-549
Fair
550-649
Good
650-699
Very Good
700-749
Excellent
750-900
Average improvement: +180 points in 6–12 months with our program
What's Damaging Your Score?
Late Payments
Missing EMI or credit card payments is the biggest factor dragging your CIBIL score down.
HIGH IMPACTHigh Credit Utilization
Using more than 30% of your credit limit signals financial stress to lenders.
HIGH IMPACTLoan Defaults
Defaulted or settled loans create long-term negative marks on your credit report.
SEVEREMultiple Hard Inquiries
Applying to too many lenders in short time results in multiple hard pulls on your report.
MEDIUM IMPACTErrors in Credit Report
Incorrect personal details, duplicate accounts, or wrong payment statuses cause score drops.
FIXABLENo Credit History
Zero or very thin credit history means lenders cannot assess your creditworthiness at all.
BUILDABLEOur Proven 5-Step Credit Repair Process
Free CIBIL Analysis
We pull and analyze your full CIBIL report, identify all negative marks and errors.
Dispute Identification
We flag all disputable inaccurate items — wrong payments, duplicates, outdated records.
Bureau Dispute Filing
We formally dispute inaccurate items directly with TransUnion CIBIL and all four bureaus.
Active Score Building
We guide you on positive credit behaviors — payment timing, utilization, new credit strategy.
Score Monitoring & Report
Monthly score tracking reports, alerts on improvements, and ongoing expert support.
Choose Your Credit Repair Plan
Transparent pricing. No commissions. No false promises. Real results.
STARTER
Best for minor score issues
- Full CIBIL report analysis
- Up to 5 dispute filings
- Payment optimization tips
- Monthly score update
- Email support
- Bureau escalation
- Dedicated advisor
PROFESSIONAL
For moderate to serious score damage
- Full CIBIL + Experian + CRIF analysis
- Unlimited dispute filings
- All 4 credit bureau coverage
- EMI restructuring guidance
- Credit utilization optimization
- Bi-weekly score monitoring
- WhatsApp + phone support
- Dedicated personal advisor
ELITE
For severe score issues & loan defaults
- Everything in Professional
- Dedicated personal credit advisor
- Loan default negotiation support
- Settlement letter preparation
- Legal notice response assistance
- Weekly score monitoring & alerts
- Priority 24/7 WhatsApp support
- Guaranteed response within 2 hours
⚠️ Disclaimer: Credit score improvement results vary by individual case. We do not guarantee specific score increases. Timelines are estimates.
8,500+
CIBIL Cases Handled
+180 pts
Average Score Increase
94%
Dispute Success Rate
6 Months
Average Repair Timeline
We Work With All 4 Indian Credit Bureaus
TransUnion CIBIL
Experian India
Equifax India
CRIF High Mark
CIBIL Repair FAQ
Smart Cash Planning — Maximise Every Rupee on Your Card
Getting cash on your credit card is just the beginning. Our financial experts guide you on how to use your credit card limit smartly — when to get cash, how to repay interest-free, how to earn maximum rewards, and how to grow your CIBIL score every single month.
6-Month Growth Visualization
Get More Cash — Grow Your Limit
Higher CIBIL score = higher credit limit = more cash you can get on your card. We help you get there faster.
Cash Planning & EMI Advisory
One-on-one guidance on when to get cash on card, when to EMI it, and how to repay interest-free every cycle.
Secure Payment Assistance
End-to-end encrypted processing with fraud prevention and RBI-compliant protocols.
Earn Rewards on Every Cash Transfer
We help you identify the best credit cards that give maximum rewards on cash-on-card transactions — so your effective cost is near zero.